NEW JEEVAN SHREE

LIC New Jeevan Shree Plan – Long-Term Wealth Creation with Guaranteed Returns

Aaj ke time mein har insaan chahta hai ki uske paas ek aisa plan ho jo long-term savings, life protection aur guaranteed benefits sab kuch ek saath de. LIC ne isi zarurat ko samajhte hue banaya hai LIC New Jeevan Shree Plan – ek limited premium paying, participating endowment plan jo aapko security + growth dono ke benefits deta hai.

Ye plan un logon ke liye perfect hai jo future financial planning karna chahte hain jaise retirement, child’s education, ya wealth creation, aur saath hi life cover protection bhi maintain rakhna chahte hain.

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🔹 LIC New Jeevan Shree Plan – Overview

• Plan Type: Participating Endowment Plan (With Profits)

• Premium Payment Term: 12 years fixed

• Policy Term: 25 years

• Minimum Sum Assured: ₹5 lakh

• Maximum: No upper limit

• Eligibility: 18 se 60 years tak koi bhi le sakta hai

Yaani aap sirf 12 saal tak premium bhariye aur 25 saal tak ke liye protection + maturity benefit enjoy kijiye.

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💡 Key Features of LIC New Jeevan Shree Plan

1️⃣ Limited Premium Payment – Long-Term Benefits

Sirf 12 saal tak premium pay karne ke baad bhi aapko 25 saal tak policy protection milta hai. Isse aap par burden kam hota hai aur benefits maximum milte hain.

2️⃣ Guaranteed Additions

Policy ke har saal ke liye LIC aapke plan mein guaranteed addition ₹50 per ₹1,000 sum assured ke hisaab se jodti hai (first 5 saal tak). Yaani suraksha ke saath steady growth bhi milti hai.

3️⃣ Bonus Benefits

LIC ek participating plan hone ke wajah se har saal apni profit sharing ke hisaab se aapke policy mein reversionary bonuses add karti hai. Ye aapke maturity value ko aur badha dete hain.

4️⃣ High Sum Assured Rebate

Agar aap high coverage choose karte hain (₹10 lakh ya usse zyada), to LIC aapko discount in premium (rebate) bhi deti hai.

5️⃣ Loan Facility

Agar emergency mein paisa chahiye, to aap is plan ke against loan facility bhi le sakte hain (after 3 full years of premium payment).

6️⃣ Maturity Benefit

Policy term complete hone par aapko milta hai:
👉 Sum Assured + Guaranteed Additions + Bonuses
Ye ek handsome maturity amount hota hai jise aap apne future financial goals ke liye use kar sakte hain.

7️⃣ Death Benefit

Agar unfortunate death policy term ke dauran hoti hai, to nominee ko milta hai:
👉 Sum Assured + Guaranteed Additions + Bonus (if any)
Yaani family ke liye complete financial protection.

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🧾 Example – LIC New Jeevan Shree Plan

Maan lijiye aap 35 saal ke hain aur ₹10 lakh Sum Assured ka LIC New Jeevan Shree Plan lete hain.

• Premium payment aapko sirf 12 saal tak karna hoga.

• Policy duration hoga 25 years.

• Aapko har saal guaranteed addition ₹50 per ₹1,000 = ₹50,000 (for first 5 years) milta rahega.

• Maturity ke time par aapko Sum Assured + Guaranteed Additions + Bonus milta hai.

Aapko ek strong maturity corpus milega, saath hi agar kuch unfortunate hota hai, to aapki family ko life cover benefit milta hai.

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🎯 Why Choose LIC New Jeevan Shree Plan

• ✅ Limited Premium, Long-Term Returns – 12 saal bhariye aur 25 saal tak faida lijiye.

• ✅ Guaranteed Additions + Bonus – Har saal growth ke saath safety.

• ✅ Tax Benefits – Section 80C & 10(10D) ke under tax saving.

• ✅ LIC’s Trust & Reliability – Bharat ki sabse trusted insurance company.

• ✅ Flexible Loan Option – Jab zarurat ho, aap apne paisa ka use kar sakte hain.

• ✅ Wealth Creation Tool – Family aur retirement dono ke liye ek secure investment.

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📊 Benefits Summary Table

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👨‍👩‍👧‍👦 Who Should Buy This Plan

• Those who want long-term savings + protection.

• Individuals planning for child education or marriage.

• Businessmen or professionals looking for guaranteed returns.

• People who want limited premium payment with lifelong benefits.

• Anyone who believes in LIC’s reliability and security.

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🔒 Final Thought – Ek Plan Jo Har Need Ko Cover Kare

LIC New Jeevan Shree Plan ek aisa policy hai jisme aapko suraksha, savings aur stability teenon milte hain. Ye plan aapke life goals jaise retirement, wealth creation aur family protection ke liye ek perfect financial partner ban sakta hai.

Aaj hi apni aur apne parivar ki financial planning ko secure banaiye with LIC New Jeevan Shree Plan – jahan har premium aapke future ko ek nayi shuruaat deta hai.