Index Plus
LIC Index Plus ek Unit Linked Insurance Plan (ULIP) hai jo aapko life cover ke saath investment growth ka double benefit deta hai. Ye plan specially un logon ke liye design kiya gaya hai jo apne long-term financial goals achieve karna chahte hain jaise ki child education, retirement planning, ya future wealth creation.
LIC Index Plus plan mein aapka premium do parts mein divide hota hai – ek part life insurance protection ke liye aur doosra part market-linked fund mein invest hota hai. Yaani aapko security ke saath growth ka mauka milta hai.
Key Features of LIC Index Plus Plan
Dual Benefit – Protection + Investment
Is plan ke through aapko ek taraf apne family ke liye life cover milta hai, aur doosri taraf market se linked return milte hain.Two Fund Options
Aapke paas choose karne ke liye 2 fund options hote hain –Flexi Growth Fund (zyada risk ke saath better growth potential)
Flexi Smart Fund (moderate risk with balanced returns)
Flexible Premium Payment Options
Aap premium yearly, half-yearly, quarterly, ya monthly mode mein bhar sakte hain.Policy Term Options
Aapko 10 se 25 saal tak ka policy term choose karne ki freedom milti hai, apne future goals ke according.Partial Withdrawal Facility
Agar aapko emergency ke time paisa chahiye, to aap policy ke 5 saal complete hone ke baad partial withdrawal kar sakte hain.Loyalty Additions
LIC Index Plus plan mein aapko policy duration ke hisaab se loyalty additions milte hain jo aapke fund value ko aur badhate hain.Death Benefit
Policyholder ke unfortunate death hone par nominee ko Sum Assured ya Fund Value (jo zyada ho) milti hai – isse family financially secure rehti hai.Maturity Benefit
Agar policyholder policy term complete karta hai, to use market-linked maturity value milti hai, jo uske invested fund ke performance par depend karti hai.
Why Choose LIC Index Plus Plan?
Market se linked returns ke saath LIC ke trust aur guarantee ka confidence milta hai.
Long-term wealth creation ke liye ek disciplined investment option hai.
Flexible plan jo life ke har stage – child planning, retirement, ya wealth growth – ke liye fit baithta hai.
Online aur offline dono mode mein available hai.
Who Should Buy LIC Index Plus Plan?
Jo log long-term financial growth chahte hain.
Jo apni family ke liye life cover ke saath investment option dhoond rahe hain.
Jo market returns lena chahte hain par secure LIC brand ke under.
Final Thought
LIC Index Plus Plan ek perfect blend of protection aur growth hai. Ye plan aapko market ke potential ka fayda deta hai bina life cover ke compromise ke. Agar aap chaahte hain ki aapka paisa safe bhi rahe aur grow bhi kare, to LIC Index Plus ek smart aur secure choice hai.